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What
to do if you're in an accident
According to
the latest statistics by the National Safety Council, one in eight
licensed drivers is involved in an automobile accident each year.
Whether or not you become one of those unfortunate drivers involved
in a collision, the following information can help you lessen the
headaches and expense of an accident. In case of an accident:
- Don't leave
the scene.
- If vehicles
are operable, move them to the shoulder, out of the way of oncoming
traffic
- Call for
medical assistance if there are any injuries.
- Provide
basic first aid, but don't move an injured person unless you possess
medical or lifesaving expertise
- In many
areas, you have to call the police Get the officer's name, badge
number, police station address, and phone number. Ask when the
accident report will be filed, its case and report number, and
how you can get a copy
- Take careful
note of the date and time of the accident, the street and city,
weather and road conditions, direction and speed you and other
drivers were going, and how the accident occurred.
What you need
in your glove compartment
- Always carry
your insurance card and vehicle registration
- Keep a list
of emergency numbers in the glove compartment at all times
- Keep a medical
card with you if you have allergies to any medicine or you have
a condition that requires special attention
About Rental
Cars
- Check your
insurance policy or call your agent to see if you have rental
car reimbursement coverage.
- For an average
of $1 to $2 per month, rental car reimbursement will pay for the
cost of renting a car after an accident while your vehicle's in
the repair shop.
- If the accident
is not your fault, the other party's insurance company may provide
you with rental car reimbursement.
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